💼 Salary ITR Filing in 5 Easy Steps (Old vs New Regime Explained)

Filing ITR for salaried income shouldn’t feel like decoding rocket science. Whether you prefer the old regime with deductions or the new regime with lower rates, this guide will help you file your return in 5 simple steps — no jargon, no confusion.

👥 Who Should Read This?

• Salaried employees with or without Form 16

• First-time ITR filers

• Confused about old vs new tax regime

• Anyone who wants a clean, mistake-free ITR filing experience

✅ Step 1: Keep These Things Ready

Before you start filing, keep these on hand:

• PAN Card

• Form 16 from employer

• Bank account details

• Investment/deduction proofs (if opting for old regime)

• Form 26AS and AIS (optional, for cross-verification)

✅ Step 2: Log In & Choose the Right Form and Tax Regime

1. Visit 👉 https://incometax.gov.in

2. Log in using your PAN

3. Click on ‘File Income Tax Return’

4. Select:

   • AY: 2025–26

   • Status: Individual

   • Form: ITR-1 (most salaried people)

5. Now the big decision:

   • Old Regime = Higher tax slabs + Claim deductions (80C, HRA, etc.)

   • New Regime = Lower tax rates + No deductions

✔️ Choose wisely! Use a calculator to compare total tax under both regimes.

✅ Step 3: Fill Income Details from Form 16

1. Go to "Income from Salary"

2. Match salary and allowances with your Form 16

3. Standard Deduction of ₹50,000 is pre-filled

4. Add other income (e.g., bank interest from FDs or savings)

✔️ Common Mistake: Forgetting to report small interest income can delay your refund!

✅ Step 4: Claim Deductions (Only in Old Regime)

👉 If you chose the Old Regime, now’s your chance to save tax legally!

Claim:

• Section 80C – PF, LIC, ELSS, tuition fees (up to ₹1.5L)

• Section 80D – Medical insurance

• 80E, 80G, 80TTA, and others – Based on your eligibility

🛑 If you chose the New Regime, you won’t see these options — and that’s okay.

✅ Step 5: Preview, Submit & e-Verify

1. Preview your ITR Summary

2. See tax payable/refund

3. Submit return

4. e-Verify instantly using Aadhaar OTP or Net Banking

📩 Done! You’ll receive an ITR-V acknowledgment by email and it stays in your income tax portal too.

⚖️ Quick Comparison – Old vs New Regime

Particulars	Old Regime	New Regime (FY 2024–25 onwards)
Standard Deduction	₹50,000	₹50,000 (Now available)
Section 80C, 80D, etc.	Allowed	❌ Not allowed
Tax Rates	Higher	Lower
Best For	People with high deductions	Those with no/little deductions
Max Refund Possibility	✅ High	❌ Less likely

✔️ Use a Tax Regime Calculator to compare and choose the best option.

🧠 Still Confused? We’ve Got You.

If you’re unsure which regime is right for you, or if all this still feels overwhelming — just upload your PAN.

🎯 We’ll handle the calculation, comparison, and file the best return for you.

👉 Upload here: https://filebob.in/upload.php

📝 Final Tips:

• File before 31st July 2025 to avoid penalties

• Double-check your bank details for refunds

• Choose your tax regime carefully — once selected, it impacts the whole year

• Cross-check with AIS and Form 26AS if you changed jobs or had multiple incomes

📌 Ready to File Now?
Click below, upload your PAN, and relax.
🟢 Upload PAN to Start Filing →